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Dr. Field Ruwe Addresses Accusations of Malicious Intent by the University of Zambia 

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Dr. Field Ruwe Addresses Accusations of Malicious Intent by the University of Zambia 

To: The Chancellor of The University of Zambia and all Readers 

 

I am writing to respond to the University of Zambia’s press statement issued by the Acting Head of Communication and Marketing Damaseke Chibale as a rejoinder to my article titled “University of Zambia Degrees are Inferior Says UK Home Office” that appeared in the Lusaka Times of March 6, 2024. Applying the kill the messenger fallacy, Chibale accuses me of spreading malicious information aimed at undermining the credibility of the University of Zambia.  

 

What I sincerely perceived as a contribution to sharing knowledge critical in making institutional changes required for the enhancement of the University of Zambia to meet the needs of global competition and the knowledge economy has been misconstrued as a malicious motive aimed at tarnishing the image of the University of Zambia. Contrarily, the impression portrayed of me by Chibale does not conform to my character and qualifications as a scholar and multicultural researcher. 

As a media and scholar practitioner, I have authored a plethora of articles for newspapers in both the United States and Zambia [refer to my Wikipedia page]. Prior to composing the article in question, I diligently conducted extensive research, just as I have done for all the articles you may have come across. I have consistently prioritized truth, accuracy, and objectivity, recognizing them as the fundamental principles of journalistic ethics. The verification of sources has been an integral part of my work, as it is a crucial discipline within the realm of research and journalism. Not once have I been accused of malicious intent. 

  

The motivation for my article stemmed from a scholarly publication titled “Crisis? What Crisis? Malawian Degrees and International Comparability” authored by Dr. Yonah Matemba of the University of Scotland. Dr. Matemba, who holds a PhD, FHEAA, and FRSA, is a distinguished educator, researcher, and authority in the field of Social Sciences. Additionally, he serves as a Board Member of the Scotland Malawi Partnership.  

 

On page 3 of his article, Dr. Mutemba writes: “UK NARIC carries out regular, planned and periodic reviews of all of its databases, within which information is available for 208 countries. Based on NARIC’s evaluation, in broad terms, Malawian degrees are downgraded to a grade 3 lower in comparison with similar British qualifications (Zambian degrees are also downgraded and evaluated in a similar predicament while those from Zimbabwe or Tanzania, for example, meet NARIC’s standards).”   

  

Dr. Matemba further notes that based on UK NARIC’s evaluation, Malawian and Zambian degrees are assessed as follows: Bachelor’s degrees are comparable to British two-year Higher National Diploma (HND); Bachelor’s degrees in professional subjects such as engineering, law, medicine and veterinary science are comparable to three-year British Bachelor Ordinary Degree standard; Masters degrees are comparable to British four-year Bachelor Degree Honors. In England, a Bachelor (Honours) Degree is generally a prerequisite for admission to a master’s program. An applicant from the University of Zambia is deemed ineligible due to the perceived UK NARIC evaluation, whereas individuals from Zimbabwe or Tanzania are enrolled.   

According to the “Guide to Qualifications-Prospects ac.uk of May 2020, UK Higher National Diploma (HND) is a mostly vocational academic higher education qualification whose attainment level is roughly equivalent to the second year of a 3-year English degree or Diploma of Higher Education (DipHE). In other words, it is a degree inferior to the UK Bachelor’s Degree.   

British Prime Minister Rishi Sunak refers to degrees like HND and DipHE as “low value degrees” that do not produce a graduate that supports the economy (see https://www.theguardian.com/education/2023/jul/14/rishi-sunak-force-english-universities-cap-low-value-degrees). Synonyms of “low value” include “inferior” and “worthless.”

It is evident from the credible sources mentioned above that the assertion regarding the inferiority of the University of Zambia degrees is not made by me, but rather by the British Government which oversees the UK Home Office.  

In his press release, Chibale avoids altogether to address the UK NARIC on Zambia and help answer questions students may be asking—is it true what Field Ruwe is alleging regarding NARIC? Is the university aware of the UK NARIC evaluation? If so, for how long has the university known and what steps has the Chancellor taken to address the issue? Why are some African countries rated better than Zambia? Why is the British High Commissioner to Zambia quiet over this matter? What measures should UNZA management implement to meet the standards set by UK NARIC?  

  

Instead, Chibale employs the term “malicious” as a diversionary maneuver to unjustly shift the burden of proof in a style resembling the “poisoning the well fallacy.” This occurs when negative information about a target is preemptively presented to an audience, with the intention of discrediting or ridiculing what the target person has said, without addressing the actual bone of contention. The contention at the heart of my article is the UK NARIC evaluation of the University of Zambia. It raises questions the British government should address.  

 

It is important for Chibale and individuals referencing the top 50 universities to justify the exclusion of the HPI visa to understand that, even if the Home Office were to remove restrictions and open the program to all countries worldwide, the University of Zambia would remain ineligible due to its current UK NARIC and world ranking status. That is why I specifically singled out the University of Zambia from the rest of the African countries.  

 

In his press statement, Chibale takes pride in show-casing the University of Zambia rankings of No. 1201-1500 in the world out of 2,671 and No. 14 out of 25 universities in Sub-Saharan Africa. Such ranking numbers are subpar and are the reason the UK NARIC is at diploma level. To improve the numbers, UNZA students need a truly world class curriculum rooted in its locality and context that meets their needs. 

 

It is true that UNZA graduates have been admitted to pursue Masters Degrees in both South Africa and the UK, as Chibale claims. However, this represents only a small fraction of the total number of graduates produced by the university annually. Attaining a Rhodes or Commonwealth scholarship is often perceived as a challenging endeavor for many individuals, while self-sponsorship is typically viewed as a luxury reserved for the affluent. Those who cannot afford are compelled to take entrance exams that many are hesitant to attempt or ultimately do not pass, resulting in them resorting to lower-status alternative employment opportunities. 

 

Certainly, students from the University of Zambia (UNZA) demonstrate high levels of excellence and potential as their academic counterparts in any part of the world. I deeply respect and admire every student who is presently enrolled at UNZA, as well as those who have successfully graduated from the institution since its establishment. Believe me, I am cognizant of the amount of effort required to eventually ascend the podium and gladly descend with degree in hand. They all deserve better treatment when they apply for jobs at home and abroad.   

  

Let me conclude by saying that the past days have been the most excruciating of my entire life. I have spent my life building and nurturing my reputation. I am respected in any community in which I have settled. In the academic community I have become a source of reference. I am a member of the Alpha Delta Pi Society, and the Phi Alpha Theta, an American honor society for undergraduate and graduates students and professors of history.

At California State University, Fresno, I was conferred membership in Kappa Tau Alpha‘s National Honor Society in Journalism and Mass Communication. In 2006, I became a member of the Golden Key International Honour Society, an organization that recognizes college students solely on the basis of their academic achievements. Well known honorary members include US President Bill Clinton, General Colin Powell, Astronaut John Glenn and Archbishop Desmond Tutu. In all the universities I have attended I have emerged as a notable alumni –  Northeastern University, Boston, Massachusetts – https://www.ranker.com/list/famous-northeastern-university-alumni-and-students/reference 

Suffolk University, Boston Massachusetts https://www.google.com/search?q=suffolk+university+famous+alumni&sca 

Fresno Pacific University – Fresno California https://www.google.com/search?q=Fresno+Pacific+University+university+famous+alumni&sca 

 

It has taken Damaseke Chibale and the University of Zambia management to undo this and present me in a false light.  

  

I contend that the University of Zambia is liable for libel and defamation. I am therefore hereby notifying the University of Zambia that I have been left with no choice but to pursue all available legal remedies. I am further notifying Damaseke Chibale, acting on behalf of the University of Zambia and all recognizable influencers in social media to cease and desist from any further libel and defamation.  

  

Sincerely, 

 

Field Ruwe EdD 

A Quest for Justice: The Unresolved Case Against Cornelius Mweetwa

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A Quest for Justice: The Unresolved Case Against Cornelius Mweetwa

In an impassioned plea for justice and legal integrity, Dr. Fred M’membe, the President of the Socialist Party, has vocally criticized the apparent lack of action against Mr. Cornelius Mweetwa, a prominent figure within the United Party for National Development (UPND). The case, rooted in allegations of tribalism and bribery, has stirred significant public interest and debate over the impartiality and effectiveness of the country’s legal system.

“Over a month has passed, and yet there’s silence on a matter that strikes at the very heart of our societal fabric—unity,” Dr. M’membe stated in a recent public address. “If we allow individuals, regardless of their political affiliations, to sow seeds of division without consequence, what message are we sending about the values we stand for as a nation?”

Mr. Mweetwa, serving as the Minister of Information and Broadcasting Services, is accused of promoting ethnic divisions and attempting to suppress the spread of this information through alleged acts of bribery. According to Dr. M’membe, on February 13th, 2024, Mr. Mweetwa offered a bribe to Mr. Innocent Phiri, a journalist, in an attempt to kill the story of his previous confession relating to ethnic division strategies.

Dr. M’membe elaborates on his decision to report Mr. Mweetwa to the police, emphasizing the importance of accountability: “In my report to the Lusaka Central Police, I acted not only as a political leader but as a citizen deeply concerned about the integrity of our nation. It’s imperative that our justice system responds without bias, ensuring that no individual is above the law.”

The Socialist Party President also criticized the selective responsiveness of the police, especially when dealing with allegations against political figures.

“The swiftness with which ordinary citizens or political dissenters are apprehended contrasts sharply with the hesitancy observed in cases involving UPND officials. This disparity not only undermines public trust in our law enforcement but also in the democratic principles we are all supposed to uphold,” Dr. M’membe remarked.

Dr. M’membe’s call for Mr. Mweetwa’s arrest and prosecution is not merely about addressing an individual’s alleged misdeeds but is seen as part of a larger struggle for democratic values and justice.

“This isn’t just about one man’s actions; it’s about the precedent we set for our future. Will we be a country that turns a blind eye to wrongdoings for the sake of political convenience, or will we stand firm in our commitment to justice and equality before the law?” Dr. M’membe questioned, urging a reflective response from both the public and the authorities.

Why UKA will anoint the next President in 2026 with ECL’s signature since HH has nicely failed Zambians

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Why UKA will anoint the next President in 2026 with ECL’s signature since HH has nicely failed Zambians

By Dr. Chris Zumani Zimba

A. Introduction

Who will succeed Hakainde Hichilema (HH) as the next president of the Republic of Zambia? Surely, nobody knows who he or she is apart from God. Nobody knows the name, village, tribe, chiefdom, district or province of HH’s successor apart from Heaven. Generally, certain dynamics are too complex for human beings to comprehend, foretell and predict.
It is only God who can confidently say what he told young Jeremiah in Jeremiah 1:4-5, 8 that:
The word of the Lord came to me, saying, “Before I formed you in the womb I knew[a] you, before you were born I set you apart; I appointed you as a prophet to the nations”…Do not be afraid of them, for I am with you and will rescue you,” declares the Lord.

At human level, we can only discuss and try to predict political realities of today and tomorrow using different scientific qualitative and quantitative mythologies. And this scientific prediction comes with margins of errors. In this case, l will use the SWOT analysis model as a tool to critically discuss and examine United Kwacha Alliance (UKA) with reference to 2026 against the overt failures of HH’s government.

Since W (weaknesses) and T (threats) have become daily songs of HH’s government and other critics of UKA, I will focus only on S (strength) and O (opportunities) of UKA and thereafter quickly draw my conclusions.

B. The S stands for “STRENGTH” of UKA.

Here, l have identified and will briefly explain only 12 key merits and advantages of UKA going into 2026 as follows:

  1. UKA is simple for everyone to pronounce and understand . UKA is “wake up”. UKA is UKA in many local languages, so appropriate and relevant to the current political situation in Zambia.
  2. UKA is the first forceful and alternative political alliance challenging to unseat the ruling UPND alliance. It is the new pressure group and most sensible people driven movement of post 2021 national elections in Zambia.
  3. UKA is a cross generational movement bringing together younger and older politicians. Elderly leaders like President Edgar Lungu, Edith Nawakwi, Sakwiba Sikota, Danny Pule and Chishala Kateta partnering with youthful politicians like Harry Kalaba, Saboi Imboela, Jackson Silavwe and Thomas Sipalo among others presents an attractive hybrid political coalition of this era.
  4. UKA is a multsectoral forum protesting and opposing undemocratic practices of the UPND government. The coalition has been widely welcomed and celebrated by all key stakeholders in urban and rural areas who openly commit to liberate Zambia again.
    5. UKA is a political alliance backed by the largest and strongest opposition party-the PF. In realistic terms, UKA is PF and PF is UKA. PF brings the weightiest experience of being in opposition for 10 years and being in government for 10 years too. Thus, other parties add sundry value too.
  5. PF brings to UKA national wide passionate members, green structures, councilors, council chairpersons, and MPs. In 2021, the UPND alliance never had such political strength with representation in council chambers countrywide and the National Assembly of Zambia.
  6. UKA has Lungu, the second most popular and powerful politician in Zambia today: a Former President who generally delivered as compared to HH who has lamentably failed almost in all sectors. Lungu alone makes UKA more powerful than the profiles of Winter Kabimba, KBF, Sean Tembo, Fred M’membe, Kasonde Mweenda, Charles Banda, John Sangwa and Nason Msoni all combined together.
  7. UKA is appealing for political funding only second to UPND as long as Lungu sits there. Lungu assures political support for UKA in Zambia and overseas. ECL is a powerful brand anywhere: he is big, strong, reliable. I know him, l have worked with him and l remain very close to him.
  8. UKA has a former Republican President’s full support: a big political advantage for a coalition. In 2021, the UPND alliance lacked this merit which UKA has today. Lungu skillfully knows the does and don’ts of opposition politics and running government.
  9. In UKA, Lungu despite being duped in 2021 has more than 1 million decided voters whose faith in him has doubled and tripled. In and with Lungu, UKA has guaranteed over 1million ECL voters and believers before campaign activities start. This number is now double or triple given the overt failures and lies of HH.
  10. UKA has guaranteed media coverage at national, regional and international levels because of Edgar Lungu’s signature. Whenever Lungu speaks, the media shakes, whatever Lungu says, the media captures for news. Lungu makes publicity for UKA easier, bigger and better.
  11. UKA is the most feared political force for HH in Zambia today due to ECL’s signature. Without ECL and PF, HH and UPND have little worries for UKA. Lungu makes UKA the most powerful, fearful, vibrant and visible opposition group in Zambia today.

C. The O stands for “OPPORTUNITIES”.

Here, l have identified and will briefly list only 12 key external factors and remote dynamics that benefit UKA with Lungu’s signature to easily defeat HH in 2026. These are as follows:

  1. Many people are unhappy that UPND is an unapologetic ethnic outfit, regional and tribal party. This ruling party makes key appointments at cabinet, state house, state parastatals and diplomatic levels tribally and ethically so normal and obvious.
  2. Zambians now know that UPND won Power in 2021 using unlawful tactics of sponsoring ethnic divisions, tribal hostilities and violent regionalism against a legitimate government-the PF.
  3. Most voters are aware that HH and UPND top officials are unlawfully working to totally kill multiparty democracy and impose a one party dictatorship system in Zambia today.
  4.  Citizens are now aware and are bitter that HH and UPND won power in 2021 based on pure lies, false promises, historic cheating and corrupt manipulation of citizens.
  5. In 2026, Zambians will be interested in holding HH and team accountable for the 2024 hunger crisis after selling maize reserves and wickedly imposing starvation and death threats on citizens.
  6. Most voters are angry that HH unilaterally auctioned our mineral resources to foreigners by giving tax breaks them while milking every coin from poor Zambians in multiple taxes.
  7. Many Zambians now know that HH’s Presidency is marked with bloodshed and death of Jackson Nkungo, PF North Western Chairman who was openly killed by UPND thugs at a named polling station in Solwezi on 12th August, 2021.
  8. Voters are now knowledgeable that HH and UPND government runs a kleptocracy-rule by theft with corruption, looting and plundering of public resources is rampant and made ‘normal’.
  9. People are so unhappy that UPND is urinating on the RULE OF LAW by paralyzing and weaponizing the judiciary, police, ECZ and enforcement agencies.
  10. HH has been exposed and is hated for using tax payers money to hire and pay renowned homosexual promoters like Tony Blair as his State House Presidential foreign advisers.
  11.  Most voters are disappointed that HH and UPND have made Zambia so regionally divided and ethnically hostile against each other by its tribal policies and inconsistent politics than any previous regime.
  12. Many informed Zambians feel betrayed that HH and his UPND officials are using public resources to run tribal, defamatory and divisive rogue media platforms-Koswe and Zambian Watchdog.

D. Conclusion

Many times, heavy rains are introduced by either thick dark clouds or sharp pompous lightning: it is easy to tell that it will rain depending on the detects of the sky. In like manner, political dynamics of today can give us clear indications of what may happen soon or later.

In 2026, it is clear that HH will terribly lose and the next president is highly likely to be Lungu again or an ECL backed candidate. This is where UKA becomes a crucial political alliance. Take it or leave it, the name Lungu is the only name with the most powerful and popular signature to kiss the next president of Zambia regardless of the party or coalition he supports.

Dr Chris ZUMANI Zimba is a Political Scientist, Researcher, Author & Consultant specialized in Comparative Global Governance and Democratic Theories. He holds a PhD, MA, BA and Cert in Political Science. Zimba was President Lungu’s Political Advisor from December 2019 to August 2021. By philosophical approach, Dr. Zimba is a Pan Africanist as well as Afro-Christian by religion.

President Hichilema calls for end to hostilities in Congo, Mozambique

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President Hichilema calls for end to hostilities in Congo, Mozambique

President Hakainde Hichilema has underscored the significance of peace missions in maintaining regional and global stability.

Mr Hichilema notes that peace and unity are essential pillars for sustainable economic development.

 President Hichilema was speaking when a delegation from the Southern African Development Community (SADC) secretariat called on him at State House in Lusaka today, in his capacity as Chairperson of the SADC organ on Politics, Defense and Security Cooperation.

The delegation comprising force commanders for both the SADC mission in the Democratic Republic of the Congo (DRC) and SADC mission in Mozambique, was led by Kula Thelestsane who is SADC Organ Director on politics, Defence and Security Affairs and Mpho Molomo who is the Head of the SADC mission in Mozambique.

The SADC Secretariat is in the country to brief President Hichilema on the security situation in the two countries where SADC has deployed missions.

President Hichilema lamented that the ongoing conflicts in both countries pause a serious concern to all member countries.
Mr Hichilema has since called for scaled up interventions to end the conflicts in the two countries.

“We need to secure our region. Peace and Stability are key preliquisit of our Developmental agenda.

“I have consistently said that if there is instability in our individual countries, it spills all over to other countries thereby, creating further distortions” President Hichilema said

The President said SADC must remain stable to anchor the Development process of the region.

And in his short brief to the President,Professor Theletsane  said no meaningful Development can be achieved in an unstable environment.

He said investors prefer a more friendly and peaceful business environment to conduct any form of investment.

The meeting  was  attended by Zambia’s Defense Commanders , Minister of Home Affairs and Internal Security Jack Mwiimbu,  Acting Minister of Foreign Affairs ,Mulambo Haimbe and Defense Minister Ambrose Lufuma.

Top BRE Induna – Shot dead

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Top BRE Induna – Shot dead

Scores of residents in Limulunga District in Western Province are left in shock after Barotse Royal Establishment (BRE) Senior Induna Inete, Akapelwa Silumbu was shot dead by unknown people at his house in Limulunga district last night.

This morning around 08:00 hours, the police who were found at the crime scene started preliminary investigations at his home where the body was found in a pool of cold blood with crowds of people.

Western Province Commissioner of Police, David Chileshe, who confirmed the incident to  said the Induna was shot dead around 22:00 hours.

“Induna Inete was shot down by unknown persons. He was coming from his farm, he went into his house after parking his vehicle to take the groceries inside the house. When he came out to secure the vehicle, that is how he was shot when he had entered his vehicle on the driver’s side,” Mr Chileshe said

He stated that the police have instituted an investigation and will bring the culprit to book.

Mr Chileshe said Induna Inete was shot once by a short gun behind his back and the pellets have logged into his body.

The Police Provincial Chief has called on people to stay calm as police execute their work, adding that the police will intensify patrols.

“We would love to pass our sincere condolences to the Barotse Royal Establishment and the citizens for the loss, Induna Inete was an instrumental traditional leader.  We shall do our work and we shall be on trial for those killers who have killed our father,” he said.

Speaking at the funeral home of the deceased, elder brother to the deceased Tawila Silumbu, who was broken, described the death of the Senior Induna aged 72 as horrifying and crushing.

Mr Silumbu said that Induna Inete was a bread winner who supported the family and an instrumental leader in the community.

“He was a helpful young man and now he is gone. He has left me staggering, where do I go? I don’t even have  words. I am completely shocked. How do I take care of the children,” he said.

Mr. Silumbu has since called on the police to intensify patrols and bring the culprits to book.

Meanwhile, Limulunga District Commissioner, Lutangu Lutangu has urged people to give chance to the law enforcement wings to execute their work and desist from speculations.

Mr. Lutangu said the deceased was his childhood friend, stating that the community is shocked and broken.

“I still cannot believe it has happened. Let us discourage speculation, people are already coming up with a lot of speculation and this is detrimental to the justice that we expect,” he said.

The body has since been deposited in Lewanika general hospital mortuary.

Senior Induna Inete, who is survived by ten children, grandchildren and great grandchildren, was ranked amongst the top most Indunas in the BRE who was largely loved for his enthusiasm, friendliness and eloquence.

Financial Literacy Week 2024: Illuminating the Path to Financial Prosperity

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Financial Literacy Week 2024: Illuminating the Path to Financial Prosperity
Financial literacy week
Phyllis Tiller – Managing Director at Octagon Financial Services

Financial literacy week is about improving your life, understanding how to protect your money and secure your future.

By Phyllis Tiller

Zambia, like many other African countries, still suffer from chronic low savings rates, primarily attributed to financial illiteracy and limited access to financial products. While on the other hand, being financially literate does not only help individuals manage their personal finances but also has a positive impact on one’s overall wellbeing.

As we join the rest of the country to commemorate Financial Literacy Week which serves as an annual beacon of hope, dedicated to empowering individuals and communities with the knowledge and skills essential for navigating the intricate landscape of personal finance. This week-long set of activities is slated to run from Monday, 18 March to Sunday, 24 March 2024 and this awareness campaign rallies diverse stakeholders, including financial institutions, government bodies, non-profits, educational institutions and insurance players, to curate workshops, seminars, and resources aimed at fostering financial literacy awareness.

At Octagon Financial Services Limited, a prominent regional leader in financial services across non-profit, public, and private sectors, we recognize the transformative potential of financial literacy. Through our participation in Financial Literacy Week 2024, themed “Protect your Money, Secure your Future,” we reaffirm our commitment to playing a pivotal role in empowering individuals with the knowledge and competencies necessary to make informed financial choices and enhance their financial stability.

The State of Financial Literacy in Zambia

Despite collective efforts undertaken, research findings by the 2020 FinScope Zambia study reveals a sobering reality of only 23.6 % of Zambian adults are deemed financially literate. This stark statistic underscores a significant gap in understanding financial concepts and skills within the population. However, amidst these challenges lies an opportunity for transformation and inclusion.

The Benefits of Financial Literacy in Zambia

In 2024, fostering financial literacy in Zambia yields manifold and impactful benefits. Enhanced financial literacy equips Zambians with the knowledge and skills to make informed financial decisions, thereby improving personal financial management as well as build resilience against economic uncertainties.

Moreover, a financially literate population contributes to Zambia’s overall economic development by promoting savings, investment, and entrepreneurship thereby stimulating economic growth and job creation. This, in turn, fosters greater financial stability at both individual and household levels, reducing vulnerability to poverty and financial distress.

Financial Literacy in Times of Crisis: Building Resilience

The current drought in Zambia is likely to exacerbate economic challenges, increasing fiscal pressures, and undermining livelihoods. In such crises, financial literacy plays a crucial role in building individual and community resilience.

By enabling proactive financial planning, effective resource management, and sustainable livelihoods amidst challenging circumstances, financial literacy serves as a beacon of hope.

Our Commitment to Guaranteed Financial Security

As an award-winning regional financial service provider, Octagon Financial Services Limited continues to pioneer solutions that assist individuals achieve their true financial potential. Through emphasis on financial planning, saving, and investing, our team of passionate experts work tirelessly to ensure individuals are enlightened on the need to begin early to prepare for unforeseen circumstances and realize their long-term aspirations. Our comprehensive approach prioritizes clients’ needs, fostering a culture of financial preparedness and resilience.

In closing, financial literacy among citizens continues to play a vital role to help people protect their money as well as secure their future. Financial Literacy Week is yet another opportunity for all of us to do our part and collectively amplify the financial literacy narrative in order to illuminate the path to financial prosperity, while ensuring a brighter and more secure future for our country as well as its people.

The author is Managing Director at Octagon Financial Services Limited

Finance Minister Situmbeko Musokotwane says $100 million World Bank program will rescue ZESCO

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Finance Minister Situmbeko Musokotwane says $100 million World Bank program will rescue ZESCO
Finance Minister Situmbeko Musokotwane
Finance Minister Situmbeko Musokotwane

Finance Minister Situmbeko Musokotwane has said the 100 million dollars that the World Bank will provide to Zambia under the National Energy Advancement and Transformation- NEAT- programme will deliver an immediate financial boost to ZESCO.

Dr. Musokotwane said the approval of the NEAT programme will also support the procurement process for non hydropower renewable at the critical time when Zambia is experiencing an extensive drought.

Dr. Musokotwane said the -NEAT- programme will also support the implementation of the 10 year turnaround strategy and business plan that aims to return the ZESCO to financial sustainability and profitability.

He said the programme which has committed 700 million dollars over the next 10 years will also cater for rural electrification strategic plans and the energy sector integrated resource plan.

Dr. Musokotwane further said the programme will further augment Government’s efforts in enhancing reliability and climate resilience of the electricity sector by supporting implementation of the ZESCO strategy for improved customer management, reliability of supply and system resilience to climate change .

The National Energy Advancement and Transformation Program (NEAT), a multiphase program supported by the World Bank, will help Zambia step up the financial sustainability, reliability, and resilience of its electricity sector by 2033.

The $700 million NEAT program will help Zambia’s national power utility, ZESCO, return to sustainability, attract new private sector investment at scale to enable new growth, and deliver more inclusive development across the national territory. In doing so, it will also help to enhance the energy sector’s climate resilience through diversification of the energy mix.

The first phase of the program, which runs from 2024 to 2026, will provide a $100 million grant to improve ZESCO’s financial performance and operational reliability, and strengthen electrification financing mechanisms supporting the Rural Electrification Authority (REA). It will also improve Zambia’s procurement process for non-hydropower renewable energy projects.

“This International Development Association (IDA) grant represents an important step towards supporting Zambia to secure a sustainable and resilient energy future for its people. We are hopeful that by addressing the immediate financial challenges and laying the groundwork for a diversified energy portfolio, we are setting the stage for long-term economic growth,” said Achim Fock, World Bank Country Manager for Zambia.

The NEAT program will facilitate the implementation of the government’s recently launched Integrated Resource Plan and is underpinned by ZESCO’s and REA’s own multi-year strategic plans.

“The deliberate focus on increasing renewable energy capacity by a substantial 1,458 megawatts demonstrates the World Bank’s commitment to supporting Zambia to diversify its energy sources and enhance climate resilience,” said Yadviga Semikolenova, World Bank Practice Manager for Energy in Eastern and Southern Africa.

The NEAT program demonstrates the World Bank’s commitment to supporting Zambia’s energy policies contained in the 8th National Development Plan (8NDP), Vision 2030, and National Energy Policy (NEP). The program also aligns with the World Bank’s goals of ending extreme poverty and boosting prosperity on a livable planet by enabling access to reliable and sustainable energy sources.

Early this month President Hakainde Hichilema officially declared the prolonged dry spells in Zambia as a National Disaster and Emergency, citing the devastating impact of the El Niño weather phenomenon on the country’s agriculture, water availability, and energy supply.

The declaration, made in accordance with the disaster management act, underscored the severity of the situation, with millions of Zambians at risk of food insecurity and livelihood disruption. President Hichilema has outlined short-term measures including humanitarian relief efforts, importing food and electricity, and promoting alternative energy sources, alongside long-term strategies focusing on water harvesting and irrigation development to stimulate agricultural production. President Hichilema indicated that the government would realign the 2024 national budget to achieve the targeted measures.

Meanwhile Zambia’s power utility, ZESCO, is navigating negotiations with Mozambique to secure an additional 120 Mega Watts of power in response to the nation’s electricity deficit. Energy Minister Peter Kapala revealed this initiative during a parliamentary session addressing Zambia’s energy challenges.

ZESCO plans to withdraw 120 Mega Watts from the export market, aligning with existing bilateral contracts, to bolster domestic supply amidst the crisis. Additionally, ongoing negotiations between ZESCO and Ndola Energy Company Limited aim to resume operations at a 105 Mega Watt power plant by April 2024.

The government emphasized strategic institutions’ uninterrupted operation during load shedding, prioritizing entities like health facilities, water utilities, and industries. While ZESCO initiates load shedding to mitigate reservoir depletion, it anticipates monthly revenue losses of approximately $35 million. Long-term strategies outlined include renewable energy expansion projects and the completion of the Integrated Resource Plan (IRP) to sustainably address Zambia’s energy needs.

ZESCO commenced 8-hour daily load shedding on Monday, March 11, 2024. The decision followed a meticulous assessment of water levels in the Kafue and Zambezi basins.

For more information: World Bank

Kristalina Georgieva Wins Zambia’s Backing For Her Bid for 2nd Term as IMF Managing Director

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Kristalina Georgieva Wins Zambia’s Backing For Her Bid for 2nd Term as IMF Managing Director
Kristalina Georgieva, Managing Director of the International Monetary Fund (IMF) and President Hakainde Hichilema
File picture: Managing Director of the International Monetary Fund, Kristalina Georgieva with President Hakainde Hichilema and minister of finance Situmbeko Musokotwane (left) at State House in Lusaka on January 23, 2023 – Picture by Salim Dawood

Kristalina Georgieva,the current Managing Director of the International Monetary Fund, will run for a second five-year term after being nominated by a string of European countries to lead the global lender.

In a significant move, Zambia has thrown its weight behind Kristalina Georgieva, for a second term in office. The European Union (EU) recently nominated Georgieva for the position, and Zambia, as a member of the IMF, has expressed its full endorsement for her candidacy, citing her exemplary leadership and significant contributions to countries like Zambia.

Dr. Situmbeko Musokotwane, Minister of Finance and National Planning, emphasized Zambia’s support for Georgieva’s re-election, stating, “Ms. Georgieva has done so much for low-income countries like Zambia while balancing the needs of emerging and developed economies.” He further highlighted Georgieva’s pivotal role during challenging times, particularly amidst the Covid-19 crisis.

“Under her leadership, the IMF has held Zambia’s hand during difficult times, such as at the height of the Covid-19 crisis when a grant of US$1.3 billion from the general allocation of Special Drawing Rights (SDRs) equivalent was given to Zambia,” Dr. Musokotwane continued. “Together with the help of other partners, the IMF grant helped us to cope with the impact of the COVID-19 crisis.”

Georgieva’s tenure has seen significant financial support extended to Zambia, including the approval of a US$1.3 billion Extended Credit Facility for the period 2022 to 2025. This facility has been instrumental in strengthening Zambia’s economic transformation program, aligning with the nation’s development goals and objectives.

Commenting on Georgieva’s leadership, Dr. Musokotwane commended her outstanding efforts in mobilizing international support to address debt challenges faced by countries like Zambia, exacerbated by the Covid-19 pandemic and past fiscal mismanagement. “During her tenure, the IMF has worked tirelessly to help Zambia and other countries to restore their debt challenges, and we commend her for the effort,” he added, affirming Georgieva’s suitability for a second term.

Georgieva’s track record in navigating complex global economic challenges and her commitment to supporting countries in need have garnered widespread recognition and support from member states like Zambia. As the IMF continues to play a crucial role in global economic stability and development, Georgieva’s re-election would ensure continuity and further progress towards addressing pressing global economic issues.

As discussions about her second term at the International Monetary Fund (IMF) gain traction, Kristalina Georgieva, who will turn 71 in August, faces a mix of accolades and controversies. Georgieva, who took over as the IMF’s Managing Director in October 2019 after serving as the World Bank’s chief executive from 2017, has a tenure marked by significant achievements but also marred by allegations of misconduct.

In 2021, Georgieva found herself embroiled in controversy when accusations surfaced of her involvement in altering data during her time at the World Bank. The allegations nearly led to her dismissal, triggering seven meetings by the IMF board to deliberate on the matter. However, Georgieva maintained her innocence, denying any wrongdoing, and was eventually cleared of the charges. Despite this hurdle, her leadership continued, and now, as her first term approaches its end, discussions about her reappointment have emerged.

The possibility of Georgieva serving a second term has sparked both anticipation and concern. Supporters argue that retaining her would address longstanding issues of representation, particularly concerning emerging market and developing countries. Georgieva’s tenure signifies a departure from the US-western European dominance at global financial institutions, with her being the first person from an emerging market economy to lead the IMF.

However, critics have raised questions about her effectiveness in addressing key global economic challenges. While Georgieva has overseen significant lending to emerging market economies, totaling $305 billion, and a substantial increase in interest-free loans to developing nations, concerns persist about the enduring issues of debt and high interest rates. Critics argue that the IMF’s interventions often come with conditions that exacerbate social tensions, such as programs promoting privatization and tax hikes.

Zambia’s endorsement of Georgieva’s candidacy underscores the importance of her leadership in advancing the interests of developing nations and promoting financial stability and prosperity on a global scale. As the nomination process unfolds, Georgieva’s vision and dedication to inclusive economic growth will undoubtedly be pivotal in shaping the IMF’s future trajectory.

Timber Crisis: Protecting Lives and Infrastructure in Zambia

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Timber Crisis: Protecting Lives and Infrastructure in Zambia

Timber crisis

Timber is at the center of a growing concern in Zambia’s construction industry. In recent years, the country has grappled with the repercussions of using substandard timber in building projects, resulting in catastrophic outcomes such as roofs being torn off structures and, tragically, the loss of lives. The urgency for stringent regulations to govern the quality of timber employed in construction has become glaringly evident, particularly in the aftermath of incidents like the 2022 tragedy involving members of the Seventh-day Adventist (SDA) Church.

In recent years, Zambia has faced significant challenges with the quality of timber used in construction, leading to devastating consequences such as roofs being blown off structures and, tragically, the loss of lives. The need for stringent regulations to ensure the quality of timber used in construction has become increasingly apparent, with incidents like the 2022 tragedy involving members of the Seventh-day Adventist (SDA) Church highlighting the urgent need for action.

The importance of quality timber in construction cannot be overstated. Timber is a fundamental building material in Zambia, utilized extensively in various construction projects ranging from residential buildings to schools and commercial structures. However, the use of substandard or poorly treated timber poses significant risks to the structural integrity and safety of buildings, as evidenced by instances where roofs have been blown off during storms or heavy winds.

One notable example occurred in 2022 when members of the SDA Church tragically lost their lives due to a faulty roof structure. This heartbreaking incident serves as a stark reminder of the critical importance of ensuring that timber used in construction meets rigorous quality standards. It also underscores the need for effective regulation and oversight to prevent such tragedies from occurring in the future.

To address these challenges and safeguard both infrastructure and lives, it is imperative that Zambia implements robust measures to regulate the quality of timber used in construction. This includes stringent standards for the sourcing, treatment, and testing of timber, as well as comprehensive inspections and quality control protocols throughout the construction process.

Forestry professionals play a crucial role in this endeavor. By consulting with experts in the forestry industry, policymakers can develop and enforce regulation that promote the sustainable and responsible use of timber resources while ensuring the highest standards of quality and safety in construction. Forestry professionals possess the expertise and knowledge necessary to assess the quality of timber, identify potential risks, and recommend appropriate measures to mitigate them.

Furthermore, it is essential for all stakeholders involved in the construction industry to recognize the importance of their individual professions and responsibilities. Architects, engineers, builders, and contractors must prioritize quality and safety in their projects, adhering to established standards and best practices. Collaboration and communication among all stakeholders are essential to achieving this goal and fostering a culture of excellence in construction practices.

In addition to the pressing need for stringent regulations regarding timber quality in construction, it’s crucial to address specific areas where substandard timber usage has been prevalent, such as in the construction of wooden bridges and furniture. Wooden bridges are vital infrastructural elements, particularly in rural areas, where they provide crucial access across rivers and valleys. However, the quality of timber used in these bridges can greatly impact their safety and longevity.

Substandard timber in bridge construction can lead to premature deterioration and structural failure, endangering the lives of those who rely on these bridges for transportation. Moreover, the lack of adherence to proper construction standards can result in costly repairs and maintenance, further burdening local communities and authorities.

Similarly, the use of poor-quality timber in furniture manufacturing can compromise not only the aesthetic appeal but also the durability and safety of the products. Consumers may unknowingly purchase furniture made from substandard materials, only to experience premature wear and tear or even structural failure. This not only reflects poorly on the craftsmanship of the carpenters but also poses risks to the well-being of the users.

Addressing the declining quality of workmanship among carpenters in the construction industry is another critical aspect of ensuring the integrity of timber-based structures. The traditional skills and techniques passed down through generations are at risk of being lost as modernization and industrialization take precedence. This trend not only affects the quality of finished products but also undermines the cultural heritage associated with woodworking and carpentry.

One contributing factor to the declining quality of timber products is the lack of proper kiln-drying facilities in Zambia. Kiln drying is essential for reducing the moisture content of timber to appropriate levels, ensuring dimensional stability and resistance to decay. Without access to kilns or proper drying methods, carpenters may resort to using inadequately seasoned timber, leading to structural issues and quality deficiencies in their work.

To address these challenges, concerted efforts are needed to promote education and training in woodworking and carpentry, emphasizing the importance of craftsmanship and adherence to quality standards. Additionally, investment in kiln-drying facilities and technologies can help modernize the timber value chain in Zambia, ensuring that timber products meet the necessary moisture content requirements for construction.

Collaboration between government agencies, industry stakeholders, and educational institutions is essential to develop and implement initiatives aimed at improving the quality of timber products and enhancing the skills of carpenters and woodworkers. By prioritizing quality craftsmanship and embracing modern technologies, Zambia can revitalize its woodworking industry, produce high-quality timber products, and safeguard its infrastructure and citizens’ lives for generations to come.

Ultimately, the regulation of timber quality in construction is not only about protecting infrastructure and preventing financial losses but also about safeguarding human lives. By implementing effective measures to ensure the quality of timber used in construction, Zambia can mitigate risks, enhance resilience to natural disasters, and create safer and more sustainable built environments for all its citizens.

In conclusion, the recent incidents involving structural failures due to poor-quality timber underscore the urgent need for stronger regulation and oversight in Zambia’s construction industry. By working collaboratively with forestry professionals and other stakeholders, policymakers can develop and enforce measures to ensure the highest standards of quality and safety in construction. This proactive approach is essential to safeguarding both infrastructure and lives, contributing to the overall development and prosperity of Zambia.

Eng. Chaliafya Katungula
Secretary General
Forestry Institute of Zambia
Forestry Advocacy for Communication, Communities, Transparency, Accountability and Research

Zesco United Close Gap With Leaders Red Arrows

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Zesco United Close Gap With Leaders Red Arrows

Zesco United are back to three points behind Red Arrows ,following a 2-1 home win over struggling Kansanshi Dynamos.

Sundays win at Levy Mwanawasa Stadium in Ndola lifts Zesco to 48 points with nine games left before the outcome of the 2023/2024 campaign is determined.

But it was Kansanshi who took the lead in the 13th minute through a Jimmy Mukeya header.

It took just seventeen minutes for Zesco to equalise when John Chingandu turned in a pass from Shemmy Mayembe.

Abraham Siankombo was denied a goal in the 38th minute when Kansanshi goalkeeper Philip Sakauta parried his free kick.

But there was some consolation for Siankombo who was the architect of the winning goal on the stroke of halftime when his free kick was nodded in by
defender Solomon Sakala.

Zesco are also now four points ahead of defending champions Power Dynamos who are third heading into the week- long FIFA international match window.

United Kwacha Alliance; convocation of desperate, fatigued and hypocritical individuals

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United Kwacha Alliance; convocation of desperate, fatigued and hypocritical individuals

We may not always agree with the kind of Sean Tembo’s politics as we find them unreasonably canterkerous, absolutely raw and extremely vile, to say the least! However, at a time when ‘owners’ of certain political parties are flexing their muscles and peacocketing around deluxe hotels in Lusaka pontificating about this and that, and trying their level best to convince an otherwise nonchalant population why the New Dawn Administration must be ejected from power even before their 5 year mandate expires, Tembo slithers into the room and punctures deep holes into their fantastic political project.

African politicians never cease to amaze some of us…….at times they can say or do certain things, and later make 360 degrees about-turns devoid of any iota of shame! As they say in Bemba, “Insoni ebuntu,” loosely translated: a shadow of shame hinders us from saying or doing certain things in a particular style. What happened to truth and honesty in politics of today?

May we hasten to digress and try to dissect and analyse a few issues Sean Tembo raised in one of his recent articles ….. relevant to the topic at hand, of course.

We are made to understand members of UKA have congregated under this ‘unholy alliance’ by virtue of their positions as leaders of their various political parties even some of them may have a handful or zero followers apart from their family or friends. Now here’s a bummer; which political establishment is ba Lungu representing? Immediately after being walloped by one Hakainde Hichilema in the scintillating August 2021 general elections, ba Lungu wrote Cabinet office in his own beautiful handwriting informing them of his decision to retire from active politics. As others were dawdling to call for a party convention to fill up vacant positions including that of president; Matero Member of Parliament, Miles Sampa, swiftly moved in and organised one wherein he was overwhelmingly ushered in as new leader of the former ruling party.

It doesn’t matter how Sampa ascended to his current position; PF has been there before. As a matter of fact, the former ruling party has a long history of confusion when it comes to party conventions; ba Lungu himself claimed the coveted position and went on to contest the general elections via a mere show of hands at their sham convention held in Kabwe where serious contenders such as Sampa were eliminated from the race Mafiaso style by unleashing unruly and violent cadres on them!

Moreover, the former ruling party doesn’t have membership cards to demonstrate so and so is a bonafide member of the party; anyone can just wake up from the blues and claim to be a member! Until the courts decide otherwise, for now, Sampa remains president of Ichipani. As Tembo predicts, the matter may keep dragging on in court all the way into 2026.

Tembo further submits that ba Lungu had seven years to run the affairs of this nation, and did what he could given the circumstances. He, however, insists that apart from PF fanatics, there may not be any sane citizen that can easily be convinced that ba Lungu is coming back to achieve anything spectacular which he lamentably failed to achieve during his tenure. Couldn’t this former lawyer who’s credited as having presided upon the most brutal and corrupt regime, as many have observed, be motivated by sheer desire to come and inflict pain and revenge on his nemesis if he miraculously happens to claim victory in the 2026 polls?

The other important aspect Tembo alludes to about UKA in its current form is the inherent hypocrisy! We totally concur with him. Without beating about the bush, Harry Kalaba resigned from ba Lungu’s cabinet citing high levels of corruption in government. Lucky Mulusa who has just been annointed as Secretary General of UKA equally laughed off government’s decision to spend colossal sums of money on fire tenders which he lampooned as wheelbarrows. Ba Lungu didn’t hesitate to give him marching orders. It would be quite interesting to learn from these two astute individuals what has really changed since then.

As Tembo rightfully observes, some of the alliance partners that have been vociferous in condemning and critising the New Dawn Administration for the Cyber Security and Cyber Crimes Act are either ignorantly or arrogantly doing so ignoring that the very person they are now in cahoots with is the same person that signed the ‘monstrous’ bill into law! What principles are there to speak about?

If we may add further thoughts to the discourse, Kalaba’s own political party – Citizens first, has been accumulating massive zeros, or indeed whitewashed, in every by-elections they’ve participated in. How many wards or parliamentary seats does the party have to its name? Can Kalaba therefore inform the nation whether his his party is growing exponentially or it is a case of BID?

And when did we last see Sakwiba Sikota SC and his United Liberal Party on the ballot papers or indeed discarding his court room attire traveling the lengths and breadth of this nation vigorously campaigning for his political party candidates in various by-elections? Now that he’s developed grey hair, isn’t he better off relaxing at his farm writing memoirs or skipping from court to court doing what he’s good at….. arguing cases in court or showing University students the ropes?

As for ba mayo ba Edith Nawakwi, we may just encourage her to keep on making those mouth watering sausages or perhaps increase the capacity! We are missing Legana in most of our chain stores. You’ve had your time mama; we don’t think you still have the stamina to run around organising your party – Forum for Development and Democracy which is slowly dying a natural death. Can you show us evidence of your political party’s presence in every corner of the country?

Others such as Saboi Imboela and her National Democratic Congress may once in a while try to contest by-elections here and there even if they know deep down their hearts they’ve slim chances of turning the tables. What of the likes of Jackson Silavwe’s Golden party or indeed ba Chishala Kateka’s New Heritage party. What do they bring to the table, honestly? Apart from Lusaka, where else do they have members? When did they last put up a good showing in an election?

This probably explains why calculating and shrewd politicians such as Fred M’membe and his Socialist party, the fastest growing opposition political party at the moment, refuses to get into a marriage of convenience with UKA. He probably understands there may be a few desperate or finished politicians eager to ride on the backs of others so they could come and enjoy the trappings of power.

Until next time……

Prince Bill M. Kaping’a
Political/Social Analyst

Message For Today:Not a Lion, Like a Lion

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Message For Today:Not a Lion, Like a Lion

Today’s Scripture

Be alert and of sober mind. Your enemy the devil prowls around like a roaring lion looking for someone to devour.
1 Peter 5:8, NIV

Not a Lion, Like a Lion

Friend, even though our enemy was defeated when Jesus was crucified and rose from the dead, the challenge is that he makes a lot of noise, going about like a roaring lion. He’s not a lion. He can’t overpower you. He can’t control your destiny. He’s like a lion, which means he’s loud. He’ll roar negative thoughts, such as, “That sickness will be the end of you. You’ll never meet the right person. You’ve made too many mistakes. There’s nothing good in your future.” Do yourself a favor: Ignore the roar. Don’t believe his lies. When those thoughts come, just give him the zero sign. Remind him, “You have no power over me. You’ve already been defeated. Because I belong to God, I will walk in victory. I will live and not die. I will prosper and succeed. I will stay in peace in the midst of the storm.” When you know that what comes against you has already been defeated, it changes your outlook. You won’t live in fear, worried about your future, or let doubt hold you back. You’ll move forward knowing that God has already taken care of anything you face. The path has already been cleared.

A Prayer for Today

“Father, thank You that when the enemy is roaring, bombarding my thoughts with doubts and fears, I can resist him, firm in the faith. Thank You that he does not have any power over me. I declare that I will not be intimidated into backing down, and I will not believe the roar. In Jesus’ Name, Amen.”

Joel Osteen ministries

Financial Literacy And Economic Empowerment: Zambia Joins Operation HOPE Initiative

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Financial Literacy And Economic Empowerment: Zambia Joins Operation HOPE Initiative
Financial literacy promotion
Zambia and Operation HOPE signed a Memorandum of Understanding (MOU) that will facilitate the promotion of financial literacy in Zambia.

Financial literacy takes center stage in a groundbreaking initiative as the government partners with Operation HOPE, signing a Memorandum of Understanding (MOU) in New York City, United States. Revealing this significant step, Thabo Kawana, Permanent Secretary at the Ministry of Information and Media, highlighted the MOU’s objective of advancing financial literacy within Zambia and among Zambian diaspora communities residing in the United States.

In a landmark development aimed at enhancing financial literacy and economic empowerment, government and Operation HOPE have inked a Memorandum of Understanding (MOU) in New York City, United States. Thabo Kawana, Permanent Secretary at the Ministry of Information and Media, disclosed that the MOU seeks to promote financial literacy both in Zambia and among Zambian diaspora in the United States.

Mr.Kawana said government through the Ministry of Finance and National Planning is implementing the National Financial Inclusion Strategy (NFIS) which is anchored on the National Sector Development Policy (NFSDP) to accelerate financial inclusion in Zambia which will lead to the development of a competitive and resilient inclusive financial sector.

Zambia becomes the inaugural member state to join Operation HOPE’s Financial Literacy for All coalition, a groundbreaking initiative dedicated to embedding financial literacy in schools, workplaces, and communities.Launched by a consortium of leaders from the business, sports, entertainment, and nonprofit sectors, Financial Literacy for All is dedicated to embedding financial literacy in schools, workplaces and communities, so that all people can access quality financial education and achieve greater success in their lifelong financial journey.

Under this collaboration, the parties will jointly conduct financial literacy workshops, distribute educational materials, and foster partnerships with schools and community organizations to promote financial literacy. Minister of Community Development and Social Services, Honorable Doreen Mwamba, emphasized the significance of financial literacy in enabling Zambian youths to make informed decisions for their businesses, echoing Zambia’s commitment to ensuring widespread access to financial education.

Operation HOPE Founder, Chair and CEO John Hope Bryant expressed happiness that his organisation will be partnering with the Republic of Zambia to help citizens improve financial well-being and fortify their economic empowerment.

He indicated that the MOU which welcomes Zambia as the first country to join the Financial Literacy for All initiative is a major step forward in the organisation’s mission to ensure that everyone has the knowledge and skills they need to make informed financial decisions and build a strong foundation for economic security and wealth generation.

Meanwhile, Minister of Community Development and Social Services Hon.Doreen Mwamba, MP, who is leading the Zambian delegation at the 68th Session of the Commission on the Status of Women (CSW68) in New York City, United States said financial literacy lecturers will enable Zambian Youths to make informed decisions for their businesses.

Zambia’s Permanent Representative to the United Nations, Ambassador Chola Milambo said the Government of Zambia is committed to ensuring that all people have access to financial education

The MOU will provide a platform to contribute towards a number of specific areas of cooperation, including:
• Developing and delivering financial literacy workshops and courses;
• Creating and distributing financial literacy materials;
• Partnering with schools and community organizations to promote financial literacy; and
• Economic empowerment of Zambian citizens, including Small and Medium Enterprises (SMEs).

Meanwhile, Minister Mwamba reaffirmed the government’s dedication to the Girls Education and Women’s Empowerment and Livelihood (GEWEL) project during her address at the 68th Session of the Commission on the Status of Women at the United Nations Headquarters. The GEWEL project, which has showcased remarkable achievements in poverty reduction and household resilience, has reached nearly 30% of the Zambian population, according to Ms. Mwamba.

Zambia’s Permanent Representative to the United Nations, Ambassador Chola Milambo, lauded GEWEL as a flagship local protection initiative within the World Bank portfolio.

Loli Arribas, World Bank Social Protection and Jobs Global Unit Practice Manager, commended Zambia’s progress under the GEWEL project but cautioned against rising inflation and climate change threats. She emphasized the importance of sustained partnerships to maintain the momentum achieved thus far. These developments mark significant strides towards bolstering financial literacy and empowering Zambian citizens to navigate the economic landscape effectively.

Has the V-Dem 2024 Democracy Report cleared Hichilema?

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Has the V-Dem 2024 Democracy Report cleared Hichilema?

By Venus N Msyani

Has the Varieties Democracy Institute (V-Dem) 2024 Democracy Report cleared President Hakainde Hichilema and his administration? Among the locals Hichilema scores extremely poor when it comes to demonocracy, human rights, and good governance.
V-Dem 2024 Democracy Report has a positive news about Zambia. Hichilema didn’t hesitate to recognize that during his address to the parliament on the progress made in the application of National Values and Principles on Friday 15th 2024.

The report places Zambia at third position among nine nations grappling with the threat of autocratic rule. Included are Lesotho, Maldives, Brazil, Benin, Bolivia, North Macedonia, Thailand, and Tunisia.

Zambia comes after Lesotho and Maldives. The report says, while the rest continue to grapple with lower levels of democratic governance, Zambia has shown substantial progress in halting the encroachment of autocratic governance.

“Madam Speaker, we are committed to deepening our democracy. And constitutionalism, as the surest way through which our people can be assured of their freedom and right to participate in decision making.

Again, statistics are there, for everybody to see. The ratings are there, for everybody to see. We don’t have to say it ourselves. In this regard, we are delighted and honored that Zambia has been named among the top three most democratizing countries in the world.

Madam Speaker, this has been done by an independent credible organization called V-Dem. This recognition underscores our government continuous effort to promote the virtues of democracy, good governance, and the rule of law.”

Appearing unshaken and proud of his governance, President Hichilema spoke inside a parked parliament. Among the locals he scores very poor. Many Zambians don’t appreciate his version of democracy because it is not different from the previous version, which Zambians rejected on 12th of August 2021.

It is a democracy where it is okay to call someone a hater for not agreeing with President Hichilema. It is a democracy full of unnecessary arrests, intimidations, bullying, and brutality. Torture reports have been reported.

It has reached the point where some individuals and good governance advocates have started seeking help from the international community. Few days ago Our Civic Duty Association (OCIDA) petitioned the United States Government to impose sanctions against Hichilema and other top government officials. OCIDA cites the continued abuse of institutions of governance and the erosion of democracy under the leadership of President Hichilema.

About five months ago Patriots for Economic Progress (PeP) leader Sean E Tembo announced he has reported Hichilema to the International Criminal Court (ICC) for crimes against humanity. Mr. Tembo cites torture and failure to protest citizens.

On November 3rd 2023, right here on Lusaka Times, on Feature Politics appeared an article in which the author is asking the international community to help to force Hichilema to repeal the remaining oppressive laws.

There are many other negative reactions about Zambia current version of democracy. Has the V-Dem 2024 Democracy Report cleared Hichilema and his administration?

Marriage Crisis: Counselor Calls for Unified Efforts to Address Rising Divorce Rates

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Marriage Crisis: Counselor Calls for Unified Efforts to Address Rising Divorce Rates

Marriage

Marriage counselor Judith Mwila has called for collaborative efforts between the church, traditional leaders, and communities to tackle the escalating divorce rates in the country.

Mwila, the Founder and Country Director of Families and Nations, emphasized the importance of conducting marriage counseling in a manner that strengthens the institution of marriage, which she views as crucial for national development.
She highlighted the need for stakeholders to ensure that pre-marriage counseling is comprehensive and effectively reaches new generation couples, who often face unique challenges in their relationships. Mwila urged young couples to value the wisdom of elders who have been in successful marriages for years, cautioning against seeking advice solely from social media platforms, which may not offer practical solutions for real-life situations.

Mwila’s remarks come in response to concerns raised by President Hakainde Hichilema regarding the high divorce rates in the country. To address these issues, Mwila stressed the importance of open communication, intimacy, and empathy in relationships, emphasizing the need for couples to prioritize these aspects to maintain a strong and lasting bond.

Furthermore, Mwila highlighted the complex nature of divorce, citing a variety of reasons that may contribute to marital breakdown. These reasons include lack of commitment, constant arguing, infidelity, marrying too young, unrealistic expectations, lack of equality, inadequate preparation, domestic violence, financial problems, conflict about domestic work, lack of family support, and religious differences. She underscored the importance of addressing these underlying issues through effective counseling and support systems to mitigate the high rates of divorce in the country.

Lack of commitment, financial challenges, and infidelity are some of the leading causes of divorce in the world.

Relationship survival usually requires a blend of open communication, intimacy, and empathy. When any of these characteristics are missing or start to fade, the romantic bond between two people may weaken.

Couples may decide to divorce for many reasons. From incompatibility of lifestyles to dishonest behavior. However, researchers have found that some reasons for divorce seem to be more common across cultures and generations.
The top reasons for divorce have fluctuated over the years and vary by country, often heavily influenced by cultural beliefs and practices.

According to the 2005 national survey, reasons for divorce are complex, and most participants cite multiple causes for the decision.

The Top 12 Reasons for Divorce

1. Lack of commitment (73.2%)
A diminished desire to put effort into making your relationship work can look like poor communication, lack of compromise, or the absence of everyday kindness.

2.Too much arguing and conflict (55%)
“Constant fighting can signify that you’re not compatible or have irreconcilable differences,” explains Dr. Harold Hong, a board certified psychiatrist from Raleigh, North Carolina.

Endless arguments and poor conflict resolution may take a toll on the relationship and lead couples to divorce.

3.Infidelity (54.6%)
Research from 2014 suggests that 20% to 40% of U.S. marriages have faced at least one incident of infidelity.

“Infidelity can lead to feelings of betrayal, anger, and resentment, which can destroy a relationship,” explains Joni Ogle, a licensed clinical social worker from Houston, Texas.

Effects of infidelity may include anxiety, depression, trauma, trust challenges, shame, guilt, and social withdrawal.

4.Marrying too young (45.7%)
Hong explains that growth and change are inevitable, but if you’re not growing together, it can put a strain on your relationship.

When you marry at a young age, you may still be developing key aspects of your personality.

Signs that you may be growing apart from your spouse may include an absence of shared interests, having different life goals, and feelings of isolation or loneliness, says Hong.

5.Unrealistic expectations (45.3%)
Unrealistic expectations about how the household will run, where you will live, and how you will be treated as a spouse are one of the top reasons for divorce in the United States.

Assuming “things will be better after you’re married” may be a warning sign of unrealistic expectations placed on the marriage.

6.Lack of equality (43.7%)
Early signs of inequality in a marriage might include double standards or having one partner make all the decisions.

If you feel pigeonholed into a gender stereotype in marriage, that may be another sign of inequality.

7.Inadequate preparation (41.1%)
Little to no pre-marriage preparation can make cohabitation overwhelming. Having a hard time living with your spouse is a leading cause of divorce.

Signs of inadequate preparation may include underdeveloped skills in home maintenance, household routines, or finance management.

Lack of preparation may also mean skipping conversations about long-term marriage goals related to children, careers, spouse roles, and preferred lifestyles.

8.Domestic violence (29.1%)
Domestic violence can be any pattern of abusive behavior in an intimate relationship that’s used to maintain power or control.

Domestic violence isn’t only about physical assault. Common signs of an abusive relationship may include persistent blaming, intimidation, manipulation, and social isolation.

9.Financial problems (28.4%)
Having a hard time making ends meet or having a partner who overextends spending may cause stress in a marriage.

If you’re always being asked for money, it may be a sign your partner finds financial responsibility a challenge.

Unresolved financial challenges are one of the top reasons for divorce.

10.Conflict about domestic work (21.6%)
Unequal distribution of household chores and child care responsibilities may translate into conflict and resentment for one or both partners.

Feeling your spouse takes you for granted or that you can’t rely on them for support may lead many couples to divorce.

11.Lack of family support (18.7%)
If your family doesn’t agree with your marriage or your partner, the rift you feel may contribute to feelings of isolation and loneliness, as well as a sense of grief for the lost connections.

Your family may exclude your partner, put them down, or encourage you to “keep your options open.”

Both you and your partner may find this pressure difficult to manage, which could cause you to consider divorce as an option.

12.Religious differences (13.2%)
“If you and your partner have different values, it can be tough to find common ground,” says Ogle.

If your partner ridicules or demeans your religion early in the relationship, or tries to convert you away despite your expressed disinterest, it may be an indicator of future conflict.

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